Top 5 Life Insurance Companies in Ohio
Life insurance can provide financial security to your loved ones in the event of your death, but selecting an ideal policy requires extensive research. When searching for insurance providers, look for ones with excellent customer satisfaction ratings and financial stability as they will likely offer better policies than most companies do.
Kalmbaugh Insurance Agency is an independent life insurance agency that helps clients protect their long-term financial interests with policies tailored specifically for them. They also provide health, auto and home policies.
Keystone Insurance Agency
Ohio residents can turn to this independent insurance agency for all their coverage needs, with agents helping clients determine how much coverage is necessary and connecting them with plans from its network of carriers. Products available through this agency include individual and group life policies as well as mortgage protection, long-term care and disability policies.
This agency also offers whole life insurance policies that provide lifetime coverage and accumulate cash value, with agents available to recommend policies tailored specifically to your needs and work to keep premiums competitive.
Life insurance providers typically offer calculators to assist their customers in calculating an appropriate coverage amount. Furthermore, it’s wise to compare insurers – since competitive rates won’t matter much if their obligations cannot be fulfilled.
GIFT Insurance
Before purchasing life insurance policies for yourself or loved ones, it is essential that you first determine an ideal coverage amount. Many companies provide online calculators to assist in this decision process. Furthermore, it is key that you select an insurer with strong financial standing; to do this easily check trusted customer reviews as well as government sites for complaints from companies offering policies.
Life insurance policies make an excellent and thoughtful gift, providing your loved ones with protection against funeral costs, end-of-life medical costs and estate taxes as well as outstanding debts or replacing income when one family member dies unexpectedly. When giving such policies as gifts however, please keep the tax implications in mind before doing so.
Kalmbaugh Insurance Agency
Kalmbaugh Insurance Agency of Westerville, Ohio offers life insurance solutions to individuals and families alike. Their agents work closely with clients to understand their coverage goals and find plans from multiple companies to match those goals. Additionally, this agency offers health, home, renters’, and auto coverage as well.
Verne Hart Insurance Agency serves individuals, families and businesses throughout Ohio with life insurance programs that range from term to whole life coverage and accumulation of cash value accumulation. Additional options offered by Verne Hart include mortgage protection, second-to-die and disability.
It also provides employee benefits and commercial insurance plans from leading insurers such as Hagerton, CNA Surety and Foremost.
W.E. Davis Insurance Agency
This company assists clients in selecting individual and group life policies suited to their unique needs, in addition to offering personal and commercial plans such as contractors’ liability, general liability and business auto coverage.
MassMutual offers one of the most cost-effective 10-year term policies with a monthly premium of just $25 if purchasing their $1 Million 10-Year Policy in Ohio.
Nationwide Life Insurance of Ohio stands out as another great option, boasting an outstanding MoneyGeek score of 97 and offering affordable monthly premiums to men and women alike. Their coverage encompasses mortgage protection, wealth transfer, final expenses and burial expenses – plus the Ohio Life & Health Insurance Guaranty Association protects claimants in case their insurer goes bankrupt!
Insurance Agency of Ohio
Insurance Agency of Ohio is an experienced property and casualty insurance carrier offering coverage options to both businesses and individuals in Ohio. They provide 24/7 claims reporting through various platforms and competitive discounts are also offered for their customers. They enjoy an excellent standing in their market as evidenced by A.M. Best’s high ratings of them.
Insurance agents work with these carriers, connecting customers with coverage that best meets their needs. To find the perfect carrier for you, use our national insurance company directory to locate those that specialize in what coverage requirements are important to you and connect with an agent near you.
Horizon Insurance Services
Horizon BlueCross BlueShield of New Jersey, part of the Blue Cross and Blue Shield Association, offers various health plans. Additionally, they have programs such as chronic care management and health coaching that can assist in leading a healthier lifestyle.
Horizon Health Insurance Company offers comprehensive health coverage with user-friendly member tools that make filing claims, finding doctors and managing your account easy. In addition, its convenient premium payment online and through mobile makes premium payments seamless; there are even tools for managing deductibles and out-of-pocket expenses. In addition, Horizon offers dental and vision coverage.
Gilles Smith Purdum Insurance Agency
Gilles Smith Purdum Insurance Agency in Columbus offers life and auto insurance policies tailored to the client’s individual needs and financial goals. Their agents meet with customers individually to understand these goals before searching for policies to fit. Gilles Smith Purdum also offers a 10-day free look period allowing clients to return any policy purchased with them if it no longer meets them.
Basil Insurance Group assists individuals in Columbus and nearby areas in finding life insurance policies to secure their family’s future. Their personal plans range from term and whole life contracts, while commercial coverage includes property crime and surety bonds. Their team consists of experienced licensed agents with partners from recognized carriers to provide customers with an array of options.
Guardian Insurance Solutions
Life Insurance Solutions provide life, personal, and business policies tailored to their client’s specific needs and goals, with their team helping to secure them the lowest rates available.
Guardian offers term policies of up to 30 years in duration and whole and universal policies with flexible premium payments; universal policies allow policyholders to adjust their premium within certain limits for greater convenience – ideal for individuals whose income varies regularly.
Ohio Insurance Guaranty Fund backs all policies issued by this company should they become bankrupt; should claims become due, payment would still be made.